Page 21 - Ramco JO SACCOStar _Vol 50.indd
P. 21

SACCOS IN THE AGE OF DISRUPTION

                                                                                                                                  Graphics by KPMG

Disruptive model for the future SACCO

Agile systems + e cient                                    Omni channels capability
business processes                                         across the digital self service
                                                           platforms (Mobile banking,
                                                           internet banking, Agency)

Driven innovation with                                     Data driven decision making
a fast fail culture

Business driven digital and  The Member                    Empowered workforce
ICT strategies.

Technology agendas                                         Customer driven business
at Board level                                             model

Social Media            Typical Future SACCO
Banking
                                                                                               Advanced Alternative
                                                                                               Channels

Faster Member                           Member             Interactive Customer
Onboarding                              Centricity         experience – chat bots
Process                                                    ’
                             Overarching Digital Strategy
Automated                                                  Enhanced Data
Credit                                                     Security /
Appraisal (AI)                                             Information
                                                           Protection

                                                                  SACCO Star Magazine | 19
   16   17   18   19   20   21   22   23   24   25   26